A global perspective
RZ Financial Planning is a wealth management and private client office founded by Raoul Ruiz Martinez, dedicated to serving affluent and high-net-worth (HNW) individuals with long-term interests in Portugal.
Whether you’re starting with a lump sum of under €1m, between €1m and €10m, or above €10m, it’s vital to understand the available options and platforms to combine tax planning and investment strategies to achieve your medium to long-term objectives.
We specialise in providing bespoke financial planning and private office services that mirror each client’s unique ambitions and needs. Few firms share our approach of blending local insight with a global perspective. We tackle this gap with care, focus, and a dedication to excellence.
Today, we are proud to stand as a trusted partner in the legacies of our clients. Through our extensive network of relationships and opportunities across Europe, we ensure freedom, simplicity, and excellence in financial services.
Why Portugal?
Portugal offers unique advantages for affluent individuals, from favourable tax programmes to an exceptional quality of life. Our deep local knowledge helps you capitalise on these opportunities whilst navigating potential challenges.
We understand the complexities international families face when establishing financial roots in Portugal, and we’re here to make that transition as smooth and beneficial as possible.
Our philosophy
At RZ Financial Planning, we are guided by a culture rooted in respect, fairness, and transparency. Our mission is to provide bespoke financial solutions tailored to the unique needs of each client.
We understand that financial decisions are shaped by complex dynamics, and we are committed to helping our clients navigate these challenges with confidence. Our philosophy is simple: your success is our success.
Our commitment
At RZ Financial Planning, we believe that wealth is more than just a number—it’s an opportunity to create a meaningful legacy. We are dedicated to helping you safeguard what matters most while achieving the lifestyle you’ve worked hard to build.
Whether you’re navigating the complexities of Portuguese tax laws, planning for retirement, or managing cross-border assets, we are here to guide you every step of the way.
Why choose RZ Financial Planning?
At RZ Financial Planning, we aim to redefine and elevate the financial services experience in Portugal. Our goal is to empower clients to realise their aspirations and achieve their financial goals with clarity and confidence.
We simplify the path to your objectives by offering:
Bespoke
solutions
Expert
guidance
